Accessity provides financial opportunities, primarily to entrepreneurs of color, and immigrant entrepreneurs.
Small Business Loans in Southern California (accessity.org)
Accion is a nationwide network of lenders. Accion provides small businesses with loans from $300 to $100,000, we well as providing free business counseling and other services.
aofund.org/small-business-loans
AmPac Business Capital offers several different loans to small businesses.
Welcome - AmPac Business Capital
Affordable, Long-Term Recovery Loans are now open for 2022
Low-Interest Loans From Lenders In Your Community
- You may qualify for a loan up to $100,000
- Receive an affordable annual percentage rate
- 60-Month (5 year) or 36-month (3 year) loans available
- Can be used to refinance
- Can be used for start-ups (some restrictions apply)
For information, visit www.caloanfund.org
Candid Learning has put together a list of funding opportunities for individuals and small businesses.
Candid Learning - learning.candid.org
The Jump Start Loan Program, administered through IBank, helps small businesses start, grow, and thrive. Jump Start provides microloans, technical assistance and financial literacy training.
Jump Start Loans | California Infrastructure and Economic Development Bank (IBank)
CDC provides small business loans to entrepreneurs and current borrowers.
CDC Small Business Finance (cdcloans.com)
First Community Capital provides startup loans up to $5,000 to economically disadvantaged and underserved entrepreneurs.
Startup Loans - First Community Capital (fccbi.org)
Inland Empire Center for Entrepreneurship
Every year we assist over 2,000 businesses gain valuable insights from our experienced consulting team and offer 100+ business workshops throughout San Bernardino County and Western Riverside County. Through our team’s dedication, we continuously help establish viable businesses, long-term jobs and financing opportunities for our clients year after year.
The Inland Empire Center for Entrepreneurship (IECE) is a program within California State University, San Bernardino, which delivers a wide range of programs and services to existing or aspiring entrepreneurs and small business owners in the community. Since its creation, IECE became one of the main drivers of entrepreneurial activity in the region, by founding more than 12 new campus and community outreach programs, and consulting over 23,000 business owners and individuals.

PIVOT provides capital to new and existing small businesses to finance the adjustments they need for their operations to grow and thrive.
PIVOT Small Business Microloan - NPHS Inc
$2,500 Grant available as part of the Microbusiness COBID-19 Grant Relief Program
Qualified microbusinesses include:
- An entity that meets and self certifies that it began operation prior to December 31, 2019
- Currently active or has a clear plan to reopen
- Was significantly impacted by COVID-19 due to closure
- Had less that $50,000 in revenues in 2019
- The business currently has fewer than five full-time employees in 2019 and 2020
For more information, please click here

SBA 504 Loan Program
The CDC/504 Loan Program provides long-term, fixed rate financing for major fixed assets that promote business growth and job creation.
504 loans are available through Certified Development Companies (CDCs), SBA's community-based partners who regulate nonprofits and promote economic development within their communities. CDCs are certified and regulated by the SBA.
The maximum loan amount for a 504 loan is $5 million. For certain energy projects, the borrower can receive a 504 loan for up to $5.5 million per project, for up to three projects not to exceed $16.5 million total.
504 Loan Program Flyer
Workforce Development and Training Assistance
The San Bernardino County Workforce Development Department (WDD) offers employers and employees a variety of opportunities to enhance business efforts.
Workforce Development- Business Services
Labor Market Information
On-the-Job Training (This free program provides eligible companies reimbursement for up to 50% of a new hire’s wage while they are in training.)
Layoff Aversion
Free Business Workshops (Topics include human resources, process improvement, branding and marketing, business basics, leadership, and much more.)
Rapid Response (May include on-site assessment of needed employment and training and coordination of community access to state and economic assistance.)
San Bernardino County Workforce Development Board has partners with California Employers Association to provide employers in San Bernardino County with access to a FREE HUMAN RESOURCES HOTLINE! HR Hotline 1(800) 282-3763
**
The Employment Training Panel (ETP) is a joint business-labor state agency that funds training to ensure employers have the skilled workers they need to compete locally and globally.
Provides funding to employers to assist in upgrading the skills of their workers through training that leads to good paying, long-term jobs